FREQUENTLY ASKED QUESTIONS

Paybright is a provider of payment plans that offers affordable monthly payments for large purchases according to your preferences. You have the choice of monthly or bi-weekly payments.

When shopping online at www.lushwoodcraft.ca or in store, your payments will be set up as convenient pre-authorized payments through your credit card or checking account.

PayBright will fund the amount needed for any product with Lush Woodcraft.

PayBright's payment plans are repayable in full or in part at any time, with no hidden fees. To make payments, log into your online account.

Please make sure to double check the order before clicking the checkout button. Due to the nature of the products, Lush Woodcraft is unable to provide cancellations and returns. Please refer to our refund policy.

The interest rate varies due to the individual's credit score. The interests rates range from 7.95% to 19.95%. There are no other hidden fees, before every transaction an annual percentage rate will be shown before you checkout.

When enrolling with PayBright's financial payment plan, you are allowing PayBright to review your credit by a licensed credit bureau.

Once you have been approved, you will have 365 days to use your credit. After the 365 days, you will have to renew your application with PayBright. You may use the credit in multiple transactions.

When shopping at Lush Woodcraft: 1-106 McBrine Place, Kitchener, ON N2R 1J2, please bring a government-issued photo ID. Note, health card is not accepted as a photo ID.

Shopping online at www.lushwoodcraft.ca, your entire transaction will be completed at the checkout process.

At Lush Woodcraft we offer multiple payment plans. You may select 3 months, 6 months, 12 months, 18 months, or 24 months.

Call Lush Woodcraft (519) 573-5874

Monthly payment plans and loan terms varies do to each individual personal credit profile. Monthly payments consist of a $2.00 transaction fee. Some conditions apply and all transactions are subject to approval by PayBright. Estimated monthly payments amount excludes taxes, shipping and other fees.

Contact PayBright

Please use the link provided it you wish to contact PayBright directly: https://paybright.com/contact/

Monday to Friday 9am to 7pm ET and Saturdays 10am to 6pm ET

Tel: 877-276-2780
Fax: 877-276-2227
Email: contatus@paybright.com

Office Address: 220 King street West, 4th Floor, Toronto, ON M5H K4

P.O. Box 64024, RPO Royal Bank Plaza, 200 Bay Street, Toronto, ON M5J 2T6

EXAMPLE OF FINANCING THROUGH PAYBRIGHT

PURCHASE AMOUNT MONTHLY AMOUNT NUMBER OF PAYMENTS TOTAL INTEREST PROCESSING FEES TOTAL COST OF BORROWING TOTAL REPAYMENT AMOUNT ANNUAL PERCENTAGE RATE
$1821.56 $322 12 $202.74 $83.40 $286.14 $2107.70 19.95%

EXAMPLE OF FINANCING THROUGH PAYBRIGHT

Purchase Amount $1821.56
Monthly Amount $322
Number of Payments 12
Total Interest $202.74
Processing Fees $83.40
Total Cost of Borrowing $286.14
Total Repayment Amount $2107.70
Annual Percentage Rate 19.95%